this will be for the love towards the breed
this will not for money purpose i will give the puppies to responsible famalies and can sell some of them also
female pittbull will be nice ?
how many of you have FEMALE PITTBULL? What you do of her puppies?I want to own a Female American Pitt bull seeking advice ?
My mother in law breeds blue american pitt bull terriers. Pitt bulls are the most easily accessible breed and are very over bred. Look on craigslist or in animal shelters, around %60 or so of unwanted dogs are pitts.
Females are not necissarily less aggressive than males. Actually, Females have attacked many more people than males have during times they are pregnant or have young pups. They are extremely protective. I remember hearing the story of a young boy you was basically skinned alive by a pitt bull mother for getting too close to the brood.
Anyways, for the right owner they are a good dog. If you are not a professional breeder then do not attempt to breed. Have a female pitt and have her fixed then you do not have to worry with the puppies. If you do have puppies, have them all fixed before they leave for other homes. That is what responsible pet owners do regardless of which country you live in.
I am quite surprised that pitts are legal in India.I want to own a Female American Pitt bull seeking advice ?
I just adopted a female pitt. she's 8 weeks and we are getting her spayed ASAP. make sure you train her properly! if you don't you will the stereo typical pittbull that everyone hates. I am training my puppy not to chew on people and teaching her to chew on her toys and she is doing to well. I am going to hire a house call trainer to come a help me train her because pittbulls don't do well with other big dogs and training is more effective if it's the owners and her only. Usually other dogs just distract them from the meaning of the training.
First of all, you should really think about adopting one. Yeah you've probably heard bad stories because of breed stereotypes, but I assure you if you look, you will find a pittie out there that'll be perfect for you. There are PLENTY in the shelters and rescues and buying one from a breeder would just be senseless...
Also, I suggest you don't breed her. If you adopt one you won't have to worry about that because most shelters/rescues spay and neuter their dogs before adopting them out.
If you somehow get a purebred from a breeder, please please don't let her breed and get her fixed. Like I said there are already plenty of pit bulls in the shelters, I highly doubt you'd be able to find good homes for them. Eventually they'd grow up, and have to be put down because no one wants them.
Sorry to sound so negative, but its the truth. ADOPT!
IF YOU TRUELY ARE DOING THIS FOR THE LOVE OF THE BREED. . . OWN THE DOG AND SPAY HER. Heres something to think about. 3 MILLION Pit Bulls are euthanized each year in shelters in the united states. So what I want you to think about is this: How MANY MORE will you kill by breeding your dog? Real APBT's lovers understand this fact and dont add to back yard breeding from unlicensed breeders who usually contribute to the problem. Own the dog and be a proud outspoken advocate for them. Show your bully pride and love for the breed. please spay your dog. help save the other perfectly good pits in shelters. they deserve a home too. I myself own an American Pit Bull Terrier and I have her spayed. Help save the breed!
Get yourself a poodle. They don't moult and you could dye it pink.
You are Insane!!!!
Wednesday, April 28, 2010
Advice on where to seek help?
My friend has a problem where her knees point inwards and it makes her walk oddly. She is very self conscious of this and would really like to be able to walk normally. Does anyone know where she can go to see about it or what they might be able to do about it?Advice on where to seek help?
It sounds like she is ';knock kneed';.
She needs to see a bone specialist.Advice on where to seek help?
If she is in the UK, the first person she needs to see is her G.P.
He can then make a referral for her to the appropriate orthopaedic specialist.how to makeup coupons
It sounds like she is ';knock kneed';.
She needs to see a bone specialist.Advice on where to seek help?
If she is in the UK, the first person she needs to see is her G.P.
He can then make a referral for her to the appropriate orthopaedic specialist.
Has anyone whose baby has had a stroke at birth sought legal advice or brought a lawsuit against the hospital?
My daughter had a stroke at birth and I was wondering what legal options I have due to the financial burden on my family and the loss of my income. Please do not answer unless this applies to you.
Thank you.Has anyone whose baby has had a stroke at birth sought legal advice or brought a lawsuit against the hospital?
First off I am sorry for your loss. The first thing I would do is request a copy of the medical records for yourself and for the baby then consult a medical malpractice attorney. It is pretty hard to win a malpractice suit because you have to prove the the hospital or the staff where neglegent and that it could have been prevented.Has anyone whose baby has had a stroke at birth sought legal advice or brought a lawsuit against the hospital?
My cousin and his wife have a 17 month old little girl who was diagnosed with having had a stroke before birth. They were not able to tell when it actually happened, though. No, they have not sought out legal advice or even discussed a lawsuit. From what they have told me, it is not due to anything that doctors did, but rather just something that happens sometimes. Their medical insurance pays for their daughter's therapy, treatments, and doctors visits. They both work, though. I think you can probably find financial assistance via various organizations. I'd start with your doctor first and see if he/she has any suggestions of groups who help families with children with disabilities. Your local hospital may also have a resource center of support groups as well. You could check with a lawyer, but I don't think your daughter's condition will be considered grounds for malpractice.
Just because your baby had a stroke, doesn't mean that it is the hospitals fault.
You would have to be able to prove that a doctor or nurse caused the damage in order to think about a lawsuit.
If a doctor or nurse didn't cause it, nobody is at fault.
My neighbors daughter had a seizure a few hours after birth and tried to get a lawsuit going but were not able to because it was the baby who was ';defected'; and it was not on the hospital staff.Stephanie is now mentally challenged and in special day classes.
Good luck
Your baby had a stroke at birth and now you want the hospital to be financially responsible for it? What if it wasn't their fault? I can't imagine the difficulties this must cause for you, but some things we just have to accept as truth and deal with with out blaming someone.
This has never happened to me but I am very sorry to hear about this ... May I suggest you get a pro bono lawyer ? , Thats when you pay them when they win your lawsuit ... Again I am very sorry to hear about this and I will pray for your family XOXO
this does not apply to me...but i just wanted to say that you are in my prayers and i hope your baby is doing well and recovering..so sorry you had to go through this..
tough situation to be in
my aunt's daughter died 2 hrs after birth
not the hospital's fault, is it
Thank you.Has anyone whose baby has had a stroke at birth sought legal advice or brought a lawsuit against the hospital?
First off I am sorry for your loss. The first thing I would do is request a copy of the medical records for yourself and for the baby then consult a medical malpractice attorney. It is pretty hard to win a malpractice suit because you have to prove the the hospital or the staff where neglegent and that it could have been prevented.Has anyone whose baby has had a stroke at birth sought legal advice or brought a lawsuit against the hospital?
My cousin and his wife have a 17 month old little girl who was diagnosed with having had a stroke before birth. They were not able to tell when it actually happened, though. No, they have not sought out legal advice or even discussed a lawsuit. From what they have told me, it is not due to anything that doctors did, but rather just something that happens sometimes. Their medical insurance pays for their daughter's therapy, treatments, and doctors visits. They both work, though. I think you can probably find financial assistance via various organizations. I'd start with your doctor first and see if he/she has any suggestions of groups who help families with children with disabilities. Your local hospital may also have a resource center of support groups as well. You could check with a lawyer, but I don't think your daughter's condition will be considered grounds for malpractice.
Just because your baby had a stroke, doesn't mean that it is the hospitals fault.
You would have to be able to prove that a doctor or nurse caused the damage in order to think about a lawsuit.
If a doctor or nurse didn't cause it, nobody is at fault.
My neighbors daughter had a seizure a few hours after birth and tried to get a lawsuit going but were not able to because it was the baby who was ';defected'; and it was not on the hospital staff.Stephanie is now mentally challenged and in special day classes.
Good luck
Your baby had a stroke at birth and now you want the hospital to be financially responsible for it? What if it wasn't their fault? I can't imagine the difficulties this must cause for you, but some things we just have to accept as truth and deal with with out blaming someone.
This has never happened to me but I am very sorry to hear about this ... May I suggest you get a pro bono lawyer ? , Thats when you pay them when they win your lawsuit ... Again I am very sorry to hear about this and I will pray for your family XOXO
this does not apply to me...but i just wanted to say that you are in my prayers and i hope your baby is doing well and recovering..so sorry you had to go through this..
tough situation to be in
my aunt's daughter died 2 hrs after birth
not the hospital's fault, is it
Why does God tell us not to seek the advice of mediums or fortune tellers? What does Scripture say?
The Bible strongly condemns the practice of spiritism, mediums, occult, psychics, etc. (Leviticus 20:27; Deuteronomy 18:10-13). Horoscopes, tarot cards, astrology, fortune tellers, palm readings, séances, etc., fall into this category as well. These practices are based on the concept that there are gods, spirits, or deceased loved ones that can give you advise and guidance. These “gods” or “spirits” are demons (2 Corinthians 11:14-15). The Bible gives us no reason to believe that deceased loved ones can, or would even want to contact us. If they were believers, they are in heaven, enjoying the most wonderful place imaginable – in fellowship with a loving God. If they were not believers, they are in hell, suffering the un-ending torment for rejecting God’s love and rebelling against Him.
So, if our loved ones cannot contact us, how do mediums, spiritists, psychics, etc. get such accurate information? There have been many “exposes” on psychics. It has been exposed how a psychic can gain immense amounts of information on a person through ordinary means. Sometimes by just using a telephone number through caller ID and then an internet search, a psychic can get names, addresses, dates of birth, dates of marriage, family members, etc. However, it is undeniable that psychics sometimes know things that should be impossible for them to know. Where do they get this information? The answer is - Satan and his demons. 2 Corinthians 11:14-15 tells us, “And no wonder, for Satan himself masquerades as an angel of light. It is not surprising, then, if his servants masquerade as servants of righteousness. Their end will be what their actions deserve.” Acts 16:16-18 describes a fortune teller who was able to predict the future until the Apostle Paul rebuked a demon out of her.
Satan pretends to be kind and helpful. He tries to appear as something good. Satan and his demons will give a psychic information about a person, in order to get that person hooked into spiritism – something that God forbids. It appears innocent at first, but soon a person finds himself addicted to psychics – allowing Satan to control and destroy their life. 1 Peter 5:8 proclaims, “Be self-controlled and alert. Your enemy the devil prowls around like a roaring lion looking for someone to devour.'; In most cases, the psychics themselves are likely deceived, not knowing the true source of the information they receive. Whatever the case, and wherever the source of the information – nothing connected to spiritism, witchcraft, astrology, etc. is God’s intention for us as a means to discover information. How does God want us to discern His will for our life? Simple: (1) Study the Bible (2 Timothy 3:16-17), (2) Pray for wisdom (James 1:5).
Recommended Resource: The Truth Behind Ghosts, Mediums, and Psychic Phenomena by Ron Rhodes.Why does God tell us not to seek the advice of mediums or fortune tellers? What does Scripture say?
Because it is collaboration with the demonic nature... demons provide the info and data to the mediums and fortunetellers, and it creates an “open door” to your soul where the demons then have full access to your life, and they begin to take full advantage of your life leading you down the road towards death. So we are warned against engaging in such activities to protect us from spiritual, mental and physical harm.Why does God tell us not to seek the advice of mediums or fortune tellers? What does Scripture say?
read what happened to King Saul when he went to the witch of endora to get an answer.
Christians have no business with palm readers, astrology, witchcraft or any thing else that derives its beginning from Satan.
Because he doesn't want people talking to demons
(Leviticus 19:31) 31 “‘Do not turn yourselves to the spirit mediums, and do not consult professional foretellers of events, so as to become unclean by them. I am Jehovah YOUR God.
(Deuteronomy 18:10-13) . . .There should not be found in you anyone who makes his son or his daughter pass through the fire, anyone who employs divination, a practicer of magic or anyone who looks for omens or a sorcerer, 11 or one who binds others with a spell or anyone who consults a spirit medium or a professional foreteller of events or anyone who inquires of the dead. 12 For everybody doing these things is something detestable to Jehovah, and on account of these detestable things Jehovah your God is driving them away from before you. 13 You should prove yourself faultless with Jehovah your God.
are these scriptures eneough for you?
Revelation 21:8 (New International Version)
New International Version (NIV)
Copyright © 1973, 1978, 1984 by International Bible Society
8But the cowardly, the unbelieving, the vile, the murderers, the sexually immoral, those who practice magic arts, the idolaters and all liars—their place will be in the fiery lake of burning sulfur. This is the second death.';
There is one verse that brings things into perspective:
Revelation 18:23 And the light of a candle shall shine no more at all in thee; and the voice of the bridegroom and of the bride shall be heard no more at all in thee: for thy merchants were the great men of the earth; for by thy sorceries were all nations deceived.
GOD bless
Because he knows it is an avenue the devil uses to play with our minds.
thats a good question, but yeah in kings, saul banned all fortune tellers and then went to David to interrupt his dream, so that was kind of illegal. Cause he was king and all. But telling the future from a dream is his gift. He has a gift of the Spirit as we all do. I think that God dose not like us to seek advice from mediums and fortune tellers for two reasons. 1. It makes its so that we are not trusting 100% on God, which we should be and 2. there are evil spirits. Just as there is a God there is a devil. So the spirits are always at war. And probably all the mediums can do is be a huge lability to guide you in a wrong path. I don't know what to say about all fortune tellers. The Bible is the best way to get advice or talking with brothers and sisters in Christ. Hope this helped.
So ';God'; told you not to seek the advice of mediums or fortune tellers? Don't you mean that the Church you belong to told you this. I have never seen a quote from either Jesus, Buddha or any other religious person, telling them not to do this. Where did you get this ';commandment'; from.
Of course, it could be your interpretation of something in the bible. Somebody else reading the same passage would probably interpret it another way.
Why don't you make your own choice as to whether to or not, regarding any subject. Why wait to be told what you should or should not do.
You have free will, as do all of us. You can choose anything you want to, either negatively or positively. The consequences of either choices will be yours. If you make a mistake, you can start all over and learn something by it./
Going by what somebody else, or the ';bible'; seems to tell you, is not free will.
Go by your gut, without harm to anybody else and take the risk, for goodness sake.
Don't be a puppet with strings pulling him one way or another.
Be free, as God intended you to be and make your own choices based on your gut.
So, if our loved ones cannot contact us, how do mediums, spiritists, psychics, etc. get such accurate information? There have been many “exposes” on psychics. It has been exposed how a psychic can gain immense amounts of information on a person through ordinary means. Sometimes by just using a telephone number through caller ID and then an internet search, a psychic can get names, addresses, dates of birth, dates of marriage, family members, etc. However, it is undeniable that psychics sometimes know things that should be impossible for them to know. Where do they get this information? The answer is - Satan and his demons. 2 Corinthians 11:14-15 tells us, “And no wonder, for Satan himself masquerades as an angel of light. It is not surprising, then, if his servants masquerade as servants of righteousness. Their end will be what their actions deserve.” Acts 16:16-18 describes a fortune teller who was able to predict the future until the Apostle Paul rebuked a demon out of her.
Satan pretends to be kind and helpful. He tries to appear as something good. Satan and his demons will give a psychic information about a person, in order to get that person hooked into spiritism – something that God forbids. It appears innocent at first, but soon a person finds himself addicted to psychics – allowing Satan to control and destroy their life. 1 Peter 5:8 proclaims, “Be self-controlled and alert. Your enemy the devil prowls around like a roaring lion looking for someone to devour.'; In most cases, the psychics themselves are likely deceived, not knowing the true source of the information they receive. Whatever the case, and wherever the source of the information – nothing connected to spiritism, witchcraft, astrology, etc. is God’s intention for us as a means to discover information. How does God want us to discern His will for our life? Simple: (1) Study the Bible (2 Timothy 3:16-17), (2) Pray for wisdom (James 1:5).
Recommended Resource: The Truth Behind Ghosts, Mediums, and Psychic Phenomena by Ron Rhodes.Why does God tell us not to seek the advice of mediums or fortune tellers? What does Scripture say?
Because it is collaboration with the demonic nature... demons provide the info and data to the mediums and fortunetellers, and it creates an “open door” to your soul where the demons then have full access to your life, and they begin to take full advantage of your life leading you down the road towards death. So we are warned against engaging in such activities to protect us from spiritual, mental and physical harm.Why does God tell us not to seek the advice of mediums or fortune tellers? What does Scripture say?
read what happened to King Saul when he went to the witch of endora to get an answer.
Christians have no business with palm readers, astrology, witchcraft or any thing else that derives its beginning from Satan.
Because he doesn't want people talking to demons
(Leviticus 19:31) 31 “‘Do not turn yourselves to the spirit mediums, and do not consult professional foretellers of events, so as to become unclean by them. I am Jehovah YOUR God.
(Deuteronomy 18:10-13) . . .There should not be found in you anyone who makes his son or his daughter pass through the fire, anyone who employs divination, a practicer of magic or anyone who looks for omens or a sorcerer, 11 or one who binds others with a spell or anyone who consults a spirit medium or a professional foreteller of events or anyone who inquires of the dead. 12 For everybody doing these things is something detestable to Jehovah, and on account of these detestable things Jehovah your God is driving them away from before you. 13 You should prove yourself faultless with Jehovah your God.
are these scriptures eneough for you?
Revelation 21:8 (New International Version)
New International Version (NIV)
Copyright © 1973, 1978, 1984 by International Bible Society
8But the cowardly, the unbelieving, the vile, the murderers, the sexually immoral, those who practice magic arts, the idolaters and all liars—their place will be in the fiery lake of burning sulfur. This is the second death.';
There is one verse that brings things into perspective:
Revelation 18:23 And the light of a candle shall shine no more at all in thee; and the voice of the bridegroom and of the bride shall be heard no more at all in thee: for thy merchants were the great men of the earth; for by thy sorceries were all nations deceived.
GOD bless
Because he knows it is an avenue the devil uses to play with our minds.
thats a good question, but yeah in kings, saul banned all fortune tellers and then went to David to interrupt his dream, so that was kind of illegal. Cause he was king and all. But telling the future from a dream is his gift. He has a gift of the Spirit as we all do. I think that God dose not like us to seek advice from mediums and fortune tellers for two reasons. 1. It makes its so that we are not trusting 100% on God, which we should be and 2. there are evil spirits. Just as there is a God there is a devil. So the spirits are always at war. And probably all the mediums can do is be a huge lability to guide you in a wrong path. I don't know what to say about all fortune tellers. The Bible is the best way to get advice or talking with brothers and sisters in Christ. Hope this helped.
So ';God'; told you not to seek the advice of mediums or fortune tellers? Don't you mean that the Church you belong to told you this. I have never seen a quote from either Jesus, Buddha or any other religious person, telling them not to do this. Where did you get this ';commandment'; from.
Of course, it could be your interpretation of something in the bible. Somebody else reading the same passage would probably interpret it another way.
Why don't you make your own choice as to whether to or not, regarding any subject. Why wait to be told what you should or should not do.
You have free will, as do all of us. You can choose anything you want to, either negatively or positively. The consequences of either choices will be yours. If you make a mistake, you can start all over and learn something by it./
Going by what somebody else, or the ';bible'; seems to tell you, is not free will.
Go by your gut, without harm to anybody else and take the risk, for goodness sake.
Don't be a puppet with strings pulling him one way or another.
Be free, as God intended you to be and make your own choices based on your gut.
What percentage of people do you think are actually seeking sound advice when asking Yahoo questions?
I have tried to give well thought out answers to help people solve their problems only to have them choose the least intellegent answer from the pack. Its not that I think mine are the very best but it looks like in many cases the asker never intended to choose a decent answer. Are you guys running into this? Am I mistaken and this forum is largely for pure fun? Maybe this forum should be divided in two parts? Your thoughts and observations will be appreciated.What percentage of people do you think are actually seeking sound advice when asking Yahoo questions?
I know its flipping annoying isn't it? I spend a long time thinking out helpful answers and then a best answer is picked when it is totally stupid. I think this form is a mix of people trying to help (like you and me) and people who are just taking the p**s.
Still we keep trying don't we?! If I help at least one person then it is worth it.What percentage of people do you think are actually seeking sound advice when asking Yahoo questions?
i have noticed that too. i think more than half the people are just killing time.
I would think it's rather a small percentage, most questions can be answered easily with a search engine.
I think most people just want to post for fun, get opinions etc.
About 1.5% of the questions actually seem to have serious or pertinent intent to anything. The forum seems to be what it is by whom participates. To me most apparently serious questions are usually someones agenda and most of the over 50% questions and answers are just playing around waste of time below the second grade level of competence. Recommendation: Since it easy to waste time here be careful, because your time is worth allot more than just to be trivialized and your painstaking answers to be spat and stomped on like you are an idiot. Good luck with Yahoo! answers.
I know its flipping annoying isn't it? I spend a long time thinking out helpful answers and then a best answer is picked when it is totally stupid. I think this form is a mix of people trying to help (like you and me) and people who are just taking the p**s.
Still we keep trying don't we?! If I help at least one person then it is worth it.What percentage of people do you think are actually seeking sound advice when asking Yahoo questions?
i have noticed that too. i think more than half the people are just killing time.
I would think it's rather a small percentage, most questions can be answered easily with a search engine.
I think most people just want to post for fun, get opinions etc.
About 1.5% of the questions actually seem to have serious or pertinent intent to anything. The forum seems to be what it is by whom participates. To me most apparently serious questions are usually someones agenda and most of the over 50% questions and answers are just playing around waste of time below the second grade level of competence. Recommendation: Since it easy to waste time here be careful, because your time is worth allot more than just to be trivialized and your painstaking answers to be spat and stomped on like you are an idiot. Good luck with Yahoo! answers.
Want to invest $1000 in 2 different types of funds seeking advice?
College Student with $1000 to invest. Want to invest $500 in 2 separate funds- one which will see growth in about 2 years and one that will see growth in about 5 years. Index funds and Intermediate term bond funds have been suggested. Am I not investing enough to see growth? ALSO I've been investigating Vanguard as my investment company- good choice with the small amount of money I plan on investing? ALSO where can I find a good financial advisor (no cost if possible) Any advice would be helpful.Want to invest $1000 in 2 different types of funds seeking advice?
Index funds were actually a great suggestion. Vanguard is also one of the best (in my opinion THE best) mutual fund/investment companies out there.
Their fees are very low for their index funds. Which is critical in the long term.
An easy formula is to take your age. That is your bond allocation. Subtract from 100. That is your stock allocation.
ie, 20 year old has 20% in bonds, 80% in stocks.
S%26amp;P 500 Index is great
Vanguard Bond Index is great as well.
I would allocate 80/20 into those with $1000.
The reason that people are steering you to the index is that over 80% of paid professional money managers, those men and women who make millions, will not beat the market (S%26amp;P 500) over time.
Also, those managed funds have higher fees because you are paying for active management.
Not to be insulting, but any financial advisor who would take you on as a client would be fleecing you. They are paid either by comission by the funds they sell you (clear conflict) or by a percentage of your assets (the better you do, the more they make).
I worked in finance for a couple years, and for those starting out, I offer the same advice.
Vanguard S%26amp;P 500/Vanguard Bond Index. Base your allocation on your age. If you want to be more aggressive, increase your stock allocation.
Let it sit there, and put in 50 a month into both. By the time you hit retirement, you should be a millionaire. (assuming you are 20 years old)Want to invest $1000 in 2 different types of funds seeking advice?
Check these stocks out and start your own mutual fund just for yourself.
http://biz.yahoo.com/kiplinger/070611/ip鈥?/a>
I suggest you to invest in Sony and Nintendo and you will be fine.
With Vanguard you will need a minimum of $3000 to start most of their funds. I think their STAR fund is the only exception to that.
With a 2 year time horizon, you will want to stick with a money market account. With a 5 year time horizon, a total bond market index fund with duration about 5 years will do the trick. IMO, 2 and 5 years is too short to invest in stocks. You will need at least 10 years to get the most benefit from a stock fund.
But, don't worry so much about growth. You are young and still in college. There are so many unexpected expenses that will arrise in the next few years, not only with college but getting a job and moving out on your own. You may want to consider keeping your money in a liquid and conservative account, like bank CDs or a money market account, until you are established at your first post-grad job. Then once you are set, sign up for your company-sponsored retirement account and/or an IRA.
No-cost financial advisors usually work for a particular investment firm and have a conflict of interest. The best financial advisor is the one starring you back in the mirror. You need noone other than him. Only you can decide the right course for your money and how much risk you want to take. The only thing is that you will need to learn some basics. Check out a few good web sites for some free and unbiased information:
http://www.invest-for-retirement.com
http://www.investopedia.com
Take the time to learn the basics of investing, because these fundamentals will not change. Then, you will be able to use that knowledge for the rest of your life.
Index funds were actually a great suggestion. Vanguard is also one of the best (in my opinion THE best) mutual fund/investment companies out there.
Their fees are very low for their index funds. Which is critical in the long term.
An easy formula is to take your age. That is your bond allocation. Subtract from 100. That is your stock allocation.
ie, 20 year old has 20% in bonds, 80% in stocks.
S%26amp;P 500 Index is great
Vanguard Bond Index is great as well.
I would allocate 80/20 into those with $1000.
The reason that people are steering you to the index is that over 80% of paid professional money managers, those men and women who make millions, will not beat the market (S%26amp;P 500) over time.
Also, those managed funds have higher fees because you are paying for active management.
Not to be insulting, but any financial advisor who would take you on as a client would be fleecing you. They are paid either by comission by the funds they sell you (clear conflict) or by a percentage of your assets (the better you do, the more they make).
I worked in finance for a couple years, and for those starting out, I offer the same advice.
Vanguard S%26amp;P 500/Vanguard Bond Index. Base your allocation on your age. If you want to be more aggressive, increase your stock allocation.
Let it sit there, and put in 50 a month into both. By the time you hit retirement, you should be a millionaire. (assuming you are 20 years old)Want to invest $1000 in 2 different types of funds seeking advice?
Check these stocks out and start your own mutual fund just for yourself.
http://biz.yahoo.com/kiplinger/070611/ip鈥?/a>
I suggest you to invest in Sony and Nintendo and you will be fine.
With Vanguard you will need a minimum of $3000 to start most of their funds. I think their STAR fund is the only exception to that.
With a 2 year time horizon, you will want to stick with a money market account. With a 5 year time horizon, a total bond market index fund with duration about 5 years will do the trick. IMO, 2 and 5 years is too short to invest in stocks. You will need at least 10 years to get the most benefit from a stock fund.
But, don't worry so much about growth. You are young and still in college. There are so many unexpected expenses that will arrise in the next few years, not only with college but getting a job and moving out on your own. You may want to consider keeping your money in a liquid and conservative account, like bank CDs or a money market account, until you are established at your first post-grad job. Then once you are set, sign up for your company-sponsored retirement account and/or an IRA.
No-cost financial advisors usually work for a particular investment firm and have a conflict of interest. The best financial advisor is the one starring you back in the mirror. You need noone other than him. Only you can decide the right course for your money and how much risk you want to take. The only thing is that you will need to learn some basics. Check out a few good web sites for some free and unbiased information:
http://www.invest-for-retirement.com
http://www.investopedia.com
Take the time to learn the basics of investing, because these fundamentals will not change. Then, you will be able to use that knowledge for the rest of your life.
Is it logic that someone just got raped and then she enters yahoo answer to seek advice? not police?
i have just seen it when someone just asked about advice claiming that she has just been raped(in another section). bearing in mind that am also a girl, if someone just raped me, i will be much traumatized and i can never think of yahoo answer not only for this moment but for a very long time,may be never!
another guy in this section itself is saying that his bicycle is stolen, is yahoo answer a police station?Is it logic that someone just got raped and then she enters yahoo answer to seek advice? not police?
i think you are totally right. it's weird to be raped and then the 1st thing to do is to ask for advice on yahoo answersIs it logic that someone just got raped and then she enters yahoo answer to seek advice? not police?
I think you can never know what you will do unless you really be raped and feel the pain? anger? depression? with your heart. maybe a raped girl doesn't want any one to know she has been raped, and she comes to YA because she wont be known. maybe she wants to share her feeling only with a person who has been raped and has the same feeling. maybe she's scared. you can't put yourself in a raped girl's shoe so easily.
Id say they were full of crap and looking for attention. I had a guy attempt (i fought him off thankfully) to rape me in college..the LAST thing i thought of was the internet..I got home and dived into a hot bathtub and called my best friend..even tho he didnt succeed i felt horribly nasty...so id say they were not raped. no where near it..
Of course yahoo would be that last thing on my mind! But did i just read right?!??! You think the 1st thing i would do is REVEAL it to my relatives ????? Are you mad? That would be so extremely embarrassing have some shame whats wrong with you?? Tell you FAMILY?? That is just BESHARAM..... why would you want your family to know??
Imbecile.....
maybe she's scared..and this is where she comes for advice..who are you...the 'I choose What gets Asked On here Girl'??
who cares...and lol @ the stolen bicycle..
The first answerer gave you the correct answer,
but you understandth not
haha wow these people have some demented minds.. =S..
lol...i think their life revolves around yahoo answers.. ^o) XD
Allah Help Them...
smh..
-x-
Yes. That is strange and not believable.
Does the term ';trolling'; mean anything to you?
lol
some people would rather get opinions on what to do by randoms who they cant see face to face or be judged badly(being judged badly face 2 face is more hurting)
Some people also feel that its their fault if they were raped, and wouldnt go to the police or they were threatened by the rapist so they talk to people on the internet for support since they cannot get support from the outside world.
I think...you'd only understand why a person who is abused results to the internet for support...is if youve actually been there.
@ user below me: lol good old Pakistan eh? hehe, Well at least in Australia we dont have to jump for our lives to get off at the bus stop ;) you know what i mean?
hey!!! i am the guy who told about the stolen bike. it is my another account. you cant stop me i am muhammad ahmad siddiqui. what do you think we ramdanians have only one account? and we cant reply?
so here is the reply.
yes a girl getting raped can ask on Y!A cuz mostly girls wont want to tell in public that they have got raped. so they look for advice where no one knows them.
and about my bike do you think that police can find my bike or anyone's bike? i dont think so . at least in pakistan i dont think so. if i try to find it myself there is a better chance because i know my area and i know the persons to be suspected about this.
i posted it here cuz i am a ramadanian (a reg ramadan sect user) i have friends here and i was really angry then. i needed to cool myself. and i have a big repute of being just , kind and helpful to the neighbors in my area. i just could not show my monster side here. so i just needed to talk. so i came on Y!A. where my friend know how to cool me down.
here in ramadan section we just dont ask questions we also share our feelings and make friends that is what makes ramadan section better than other sections.
and tell me if you are raped will you just go to the police and say some one raped me go get him. dear being raped is a big thing not a bike being stolen. a bike can come back but virginity cant.
so those who use Y!A alot they will ask advise because a women cant just scream that she got raped are you out of your mind.
what you are saying that she should do is whatt the users would say here. but it take a lot of courage to say such a thing.
it took me 2 days to tell my father that i lost in the competition of karate in my group. it is nothing compared to being raped.
hope you unblock my ahmad account.
another guy in this section itself is saying that his bicycle is stolen, is yahoo answer a police station?Is it logic that someone just got raped and then she enters yahoo answer to seek advice? not police?
i think you are totally right. it's weird to be raped and then the 1st thing to do is to ask for advice on yahoo answersIs it logic that someone just got raped and then she enters yahoo answer to seek advice? not police?
I think you can never know what you will do unless you really be raped and feel the pain? anger? depression? with your heart. maybe a raped girl doesn't want any one to know she has been raped, and she comes to YA because she wont be known. maybe she wants to share her feeling only with a person who has been raped and has the same feeling. maybe she's scared. you can't put yourself in a raped girl's shoe so easily.
Id say they were full of crap and looking for attention. I had a guy attempt (i fought him off thankfully) to rape me in college..the LAST thing i thought of was the internet..I got home and dived into a hot bathtub and called my best friend..even tho he didnt succeed i felt horribly nasty...so id say they were not raped. no where near it..
Of course yahoo would be that last thing on my mind! But did i just read right?!??! You think the 1st thing i would do is REVEAL it to my relatives ????? Are you mad? That would be so extremely embarrassing have some shame whats wrong with you?? Tell you FAMILY?? That is just BESHARAM..... why would you want your family to know??
Imbecile.....
maybe she's scared..and this is where she comes for advice..who are you...the 'I choose What gets Asked On here Girl'??
who cares...and lol @ the stolen bicycle..
The first answerer gave you the correct answer,
but you understandth not
haha wow these people have some demented minds.. =S..
lol...i think their life revolves around yahoo answers.. ^o) XD
Allah Help Them...
smh..
-x-
Yes. That is strange and not believable.
Does the term ';trolling'; mean anything to you?
lol
some people would rather get opinions on what to do by randoms who they cant see face to face or be judged badly(being judged badly face 2 face is more hurting)
Some people also feel that its their fault if they were raped, and wouldnt go to the police or they were threatened by the rapist so they talk to people on the internet for support since they cannot get support from the outside world.
I think...you'd only understand why a person who is abused results to the internet for support...is if youve actually been there.
@ user below me: lol good old Pakistan eh? hehe, Well at least in Australia we dont have to jump for our lives to get off at the bus stop ;) you know what i mean?
hey!!! i am the guy who told about the stolen bike. it is my another account. you cant stop me i am muhammad ahmad siddiqui. what do you think we ramdanians have only one account? and we cant reply?
so here is the reply.
yes a girl getting raped can ask on Y!A cuz mostly girls wont want to tell in public that they have got raped. so they look for advice where no one knows them.
and about my bike do you think that police can find my bike or anyone's bike? i dont think so . at least in pakistan i dont think so. if i try to find it myself there is a better chance because i know my area and i know the persons to be suspected about this.
i posted it here cuz i am a ramadanian (a reg ramadan sect user) i have friends here and i was really angry then. i needed to cool myself. and i have a big repute of being just , kind and helpful to the neighbors in my area. i just could not show my monster side here. so i just needed to talk. so i came on Y!A. where my friend know how to cool me down.
here in ramadan section we just dont ask questions we also share our feelings and make friends that is what makes ramadan section better than other sections.
and tell me if you are raped will you just go to the police and say some one raped me go get him. dear being raped is a big thing not a bike being stolen. a bike can come back but virginity cant.
so those who use Y!A alot they will ask advise because a women cant just scream that she got raped are you out of your mind.
what you are saying that she should do is whatt the users would say here. but it take a lot of courage to say such a thing.
it took me 2 days to tell my father that i lost in the competition of karate in my group. it is nothing compared to being raped.
hope you unblock my ahmad account.
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